A Newfoundlander went to see a psychiatrist. He said, "I've got problems. Every time I go to bed, I think there's somebody under it. I'm scared. I think I'm going crazy."

"Just put yourself in my hands for one year," said the shrink. "Come talk to me three times a week and we should be able to get rid of those fears."

"How much do you charge?"

"Hundred twenty dollars per visit," replied the doctor.

"I'll sleep on it," said the Newfoundlander.

Six months later, the doctor met the Newfie on the street. "Why didn't you ever come to see me about those fears you were experiencing?" asked the psychiatrist.

"Well one hundred twenty bucks a visit, three times a week for a year is an awful lot of money! And a bartender cured me for $10. I was so happy to have saved all that money, I bought myself a new pickup!"

"Is that so? And how, may I ask, did a bartender cure you?"

"He told me to cut the legs off the bed! Ain't nobody under there now!"